Non-working spouses and Part A of Medicare

A person can qualify for Social Security benefits after they have worked 40 quarters at jobs where Social Security payroll taxes are deducted from their pay. This also entitles them to receive Part A of Medicare without paying a monthly premium, which can be more than$500.

However, a spouse who has not qualified for Social Security can still be entitled to premium-free Part A if their legal spouse is eligible for Social Security. Their spouse doesn’t need to have filed, but only to be eligible to file. This occurs at age 62, which is the earliest Social Security filing date for people without disabilities.