Medicare costs for divorced spouses who never worked

A person can qualify for Social Security benefits after they have worked 40 quarters at jobs where Social Security payroll taxes are deducted from their pay. This also entitles them to receive Part A of Medicare without paying a monthly premium, which can be more than $500.

However, a divorced spouse who has not qualified for Social Security can still be entitled to premium-free Part A if they qualify for Social Security divorce benefits. This means they were married for at least 10 years, are at least 62, and unmarried. Their ex-spouse does not have had to file for benefits to establish eligibility for premium-free Part A, but he must be at least 62, which is the youngest age a person without disabilities can claim Social Security benefits.