Medicare and out-of-state care

Robin – Texas: I live in Texas. If I visit Alabama, will my Medicare be in effect there?

Phil Moeller: It depends on the kind of Medicare you have. Original Medicare (Parts A and B) is good anywhere in the country. However, if you have a Medicare Advantage plan, it most likely will only cover you where you live in Texas. A good rule of thumb here is that if your Medicare is provided by a private insurer, check with them about coverage rules.