Chapter 2: Health Insurance: Friend and Foe
15 subject of a book I wrote: Philip Moeller, Get What’s Yours for Medicare: Maximize Your Coverage, Minimize Your Costs (New York: Simon & Schuster, 2016), https://www.amazon.com/Get-Whats-Yours-Medicare-Maximize/dp/1501124005/.
15 primary reason for its invention: Peter L. Bernstein, Against the Gods: The Remarkable Story of Risk (New York: Wiley, 1998), https://www.amazon.com/Against-Gods-Remarkable-Story-Risk/dp/0471295639/.
17 Patient Protection and Affordable Care Act: Patient Protection and Affordable Care Act, HealthCare.gov, U.S. Centers for Medicare & Medicaid Services, https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/.
20 employers need to follow: Federal rules on high-deductible health plans, HealthCare.gov, U.S. Centers for Medicare & Medicaid Services, https://www.healthcare.gov/glossary/high-deductible-health-plan/.
21 IRS Publication 969: “Health Savings Accounts and Other Tax-Favored Health Plans,” IRS Publication 969, https://www.irs.gov/pub/irs-pdf/p969.pdf.
22 23andme: https://www.23andme.com/.
22 IRS Publication 502: “Medical and Dental Expenses,” IRS Publication 502, https://www.irs.gov/pub/irs-pdf/p502.pdf.
24 More than one-third: “Health Care Administrative Costs in the United States and Canada, 2017,” Annals of Internal Medicine, January 21, 2020, https://annals.org/aim/article-abstract/2758511/health-care-administrative-costs-united-states-canada-2017.
24 Dignity Health: https://www.dignityhealth.org/.
25 posted a story: “How One Employer Stuck a New Mom with an $898,984 Bill for Her Premature Baby,” ProPublica, November 4, 2019, https://www.propublica.org/article/how-one-employer-stuck-a-new-mom-with-a-bill-for-her-premature-baby.
26 how Medicare covers something: “What Medicare Covers,” Medicare.gov, U.S. Centers for Medicare & Medicaid Services, https://www.medicare.gov/what-medicare-covers.
