Arthur: At age 71, I have only Medicare Parts A & B. During open enrollment, I wish to add Part D or perhaps switch to a Medicare Advantage plan that includes Part D coverage. One question that I hope that you might address is whether we could transfer our Medicare Advantage plan to a different geographic area should we move in the future?
Phil Moeller: If you move out of the area, you cannot continue using the Medicare Advantage policy where you now live. However, the act of moving will qualify you for a special enrollment period to find a comparable Medicare Advantage plan offered in your new hometown. If there is not a plan that meets your needs, you’d then be able to leave Medicare Advantage and go back to Original Medicare.